A "PREMIER" Solution
From MetLife

Scenario: Mr. John Q. Smith is a lawyer concerned about the unforeseeable "ifs" in life, such as a catastrophic illness or injury. When he was 45, Mr. Smith purchased a disability income insurance policy to protect his income. Now at age 55, he believes that he is adequately protected against loss of income, but he now turns towards finding flexible long term care options as a means to protect his retirement savings.

Possible Solution: The MetLife "Premier" policy. why?

Provides for a cash payment.¹
No proof of covered services required, and no bills need to be submitted, if 100% home health care is selected.
Affords flexibility, as benefits can be used to pay for informal home care services.
Pays the Daily Benefit amount in addition to any disability income insurance coverage being received.
Pays up to $400 per day ($12,000 per month), when eligible for claim.²

¹ To qualify for benefits: The insured must meet either the ADL or Cognitive impairment triggers, have a plan of care and satisfied the One Time Calendar Day Elimination Period

² Under current tax law, depending on the benefits amounts selected, a portion of per diem LTCI policy payments may be subject to income tax if money is not used to pay for qualified LTC expenses.

A "PREMIER" Solution
From MetLife

¹ To qualify for benefits: The insured must meet either the ADL or Cognitive impairment triggers, have a plan of care and satisfied the One Time Calendar Day Elimination Period

² Under current tax law, depending on the benefits amounts selected, a portion of per diem LTCI policy payments may be subject to income tax if money is not used to pay for qualified LTC expenses.

CLICK HERE for a PDF version of this mailer

Please Contact DIBroker for more information!

A "PREMIER" Solution From MetLife

1 To qualify for benefits: The insured must meet either the ADL or Cognitive impairment triggers, have a plan of care and satisfied the One Time Calendar Day Elimination Period

2 Under current tax law, depending on the benefits amounts selected, a portion of per diem LTCI policy payments may be subject to income tax if money is not used to pay for qualified LTC expenses.

CLICK HERE for a PDF version of this mailer

Please Contact DIBroker for more information!

A "PREMIER" Solution
From MetLife

¹ To qualify for benefits: The insured must meet either the ADL or Cognitive impairment triggers, have a plan of care and satisfied the One Time Calendar Day Elimination Period

² Under current tax law, depending on the benefits amounts selected, a portion of per diem LTCI policy payments may be subject to income tax if money is not used to pay for qualified LTC expenses.