The information below is just an example of the resources available to you when you sign up for broker services and begin processing clients.

Thank you for your interest in DIBroker. If you have any questions about our company or services, have a problem using our website, of if you need to contact a specific employee, please fill in the form below or call us at the toll free numbers listed to the right.


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Our Locations:


Main Sales/Processing Office

100 Miracle Mile, Suite 250
Coral Gables, FL 33134
Phone: 305-448-0100
Toll Free: 800-790-2019
Fax: 305-448-2022
Brokerage Sales Reps

Michele Friedlander, RHU, REBC

Michele Friedlander - DIBrokerMichele Friedlander has over 20 years experience in the disability income marketplace. She provides expertise in reviewing disability plans for both individuals and corporations. Michele has always been active in the industry and in the community. She is past president of the Women in Financial Services South Florida chapter; past board member and chair for community service for Miami Life Underwriters; Certified Instructor for State CE and LUTC disability courses; Women's Way for United Way member; past director for Diabetes Research Institute young leaders division. She has helped countless people secure the best income protection plans for their personal and business needs.
(954) 536-3251

Clarke Morris

Clarke Morris - DIBrokerClarke Morris became part of the DIBroker team in 1997 and has been DIBroker’s top producing disability wholesale representative nearly every year since. His area of expertise is disability insurance, for both individuals and businesses—if you need help with long term care insurance, he will happily connect you the in-house LTCi experts. Clarke works out of the Coral Gables, FL processing center, but he covers the entire Southeast region of the U.S. for DIBroker. He is on the road frequently, providing a personal touch to the many brokers throughout the region who have come to rely upon him. After growing up in Jackson Mississippi, Clarke attended Florida State University on a swimming scholarship. He graduated with a B.S. in Finance and then joined MassMutual in 1988 as a personal producer. After 10 years with MassMutual, he joined DIBroker to specialize in disability insurance. Clarke is married to Sally Morris and has two lovely daughters, Laura and Candace. Aside from spending time with his family, Clarke is known to enjoy the great outdoors, in fact he loves nothing better than Bow hunting from his deerstand in the Everglades or diving for stonecrabs from his Panga. If you don’t know what a Panga is, give him a call to find out.
(786) 390-9762

Juan Comendeiro

Juan Comendiero - DIBrokerJuan Comendeiro has over 22 years experience in the Disability Income marketplace. He provides expertise and sales support in reviewing disability plans for both individuals and corporations. Juan has worked as a disability wholesaler in both the individual and group disability marketplace. He attended the University of Miami on a football scholarship, where he was part of the their first National Championship. He is past President of The Miami Associates of Financial Professionals and is currently a board member of the Planning Board for the City of South Miami. Juan also is a Director of Yamaha Miami Bill Fish Tournament and is active in many local civic organizations. He is an avid free diver and is married with two daughters.
(305) 519-5506

Michael Tyler

Michael Tyler - DIBrokerMichael Tyler graduated from the University of Miami as a Finance major, and immediately started his professional insurance career. He has now been an insurance professional for over 20 years, specializing in Disability Income products and solutions for individuals, small businesses, and the corporate market. He began his career with the Paul Revere Life Insurance Company in 1990, also spending 9 years with MetLife, where he was consistently a Leaders Conference qualifier. In 2010, he joined DIBroker focusing in the South Florida area. Michael has been a past instructor for the LUTC Disability courses, as well as a certified state CE instructor focusing in the disability arena.
(954) 648-5624

Tampa Sales Office

Tim Murray

Brandon, FL
Phone: 813-657-8868
Fax: 305-448-2022

Tim MurrayTim began his career in the insurance industry in 1981. He spent 17 ½ years with Unum as a Brokerage Sales Executive marketing Individual DI and LTC products. He opened the Tampa Branch Office for DIBroker in November of 2002. His territory is the Tampa Bay area and Central Florida. Tim has developed strong relationships with his brokers by providing top notch expertise and customized individual attention.
Throughout his career, Tim has been invited as a featured speaker at various company National conventions, as well as to local associations on the subject of Disability Income and Long Term Care. He has conducted numerous sales training workshops for brokers and career agencies. Raymond James & Associates rely on Tim's expertise for all of their Home Office DI training needs. Tim received his Registered Health Underwriter (RHU) designation from the American College in 1996.
Tim resides in Brandon, Florida with his wife and 4 children.

Philadelphia Sales Office

Brendhan Crowley

Philadelphia, PA
Phone: 267-257-3773

Brendhan CrowleyBrendhan has been working as an expert in the Individual Disability market place since 2001. In 2014, he joined DIBroker as a Brokerage Sales Representative. Brendhan lives and works in the Greater Philadelphia area, but travels frequently for business to New York City and other parts of the Northeast.
After growing up in South Jersey, Brendhan attended LaSalle University in Philadelphia, where he graduated in 1992. He then spent several years in Sales Management & Marketing for a major California Winery on both the East and West Coasts. In 2001, Brendhan started his professional insurance career with MetLife as an Individual Disability Brokerage
Representative. During his 13 years with MetLife, Brendhan was consistently one of top performing Brokerage Reps nationwide, including numerous Leaders and Chairman's qualifications. In 2006 and again in 2011, he won MetLif
e's "National Sales Representative of the Year" award. Over the years he has built a successful track record of working with producers to identify disability solutions for their clients in the individual and corporate markets, as well as regularly conducting Continuing Education seminars for Individual Disability.
Brendhan lives with his wife and his four sons. He spends his free time coaching and supporting youth baseball and ice hockey and playing himself in several Men's Hockey Leagues. He also enjoys rooting for Philadelphia sports teams with his sons and spending time in Cape May, NJ in the summertime.

Minneapolis Sales Office

Charles Blomme

Edina, MN
Phone: 952-903-0102
Fax: 305-448-2022

Charles BlommeCharlie Blomme is located in Minneapolis, MN. Charlie works in Minnesota and the surrounding Upper Midwest states. He has twenty plus years of experience where he has specialized in working with producers in the marketing of individual disability insurance and individual long term care insurance. Charlie would welcome the opportunity to be of service to you by helping you meet the income replacement needs as well as the long term care needs of your client.

Hartford Sales Office

Edward Morrison

West Simsbury, CT
Phone: 860-658-9430
Fax: 305-448-2022

Edward MorrisonEdward Morrison joined the DIBroker marketing team back in 2006. Ed has been specializing in Disability insurance for the past 20 years. He entered the business with Monarch Life were he started out in personal production and moved to the brokerage side. From there he was the brokerage manager for a Guardian life General agency. During his tenure with Guardian Ed was consistently in the top 15% of all agencies based on DI production. Ed moved to MassMutual to grow his multilife experience. While at MassMutual he consistently led the Hartford office and was in the top three in the country based on new premium. Ed covers the northeast for DIBroker. Please feel free to contact Ed with any questions or concerns in regards to Disability and Long Term care. He has right carriers to solve your clients income protection needs.

Greater Washington DC Sales Office

Michael Eskra Jr.

Sterling, VA
Phone: 703-470-9539

Michael Eskra Jr.Michael Eskra Jr, attended Providence College in Rhode Island and earned a Bachelor of Science Degree in Marketing. He then started his career in the insurance industry with Paul Revere in Charlotte, NC in 1996. He spent two years with Paul Revere (who then merged with Provident Life). He then joined the Principal Financial Group as their Disability Sales Manager for North and South Carolina.
In 1999 he moved back to South Florida to run Eskra and Associates/Dibroker with his brother Peter. In 2008, he opened a Dibroker office in Northern Virginia. Michael is married and has two children and currently resides in Sterling, VA.

Illinois Sales Office

Todd A. Forney

Germantown Hills, IL 
Phone:  309-696-5057
Fax:  305-448-2022

Todd ForneyTodd graduated from Western Illinois University with a Bachelor of Business in 1983; is married and has four children. Todd has twenty five years experience in the Disability Income Insurance industry: starting as a life and disability agent and also as a Regional Sales Manager traveling the Midwest helping agents market Disability income. Protecting your client’s income is very important not only in the professional market place but also in the Middle America market. Todd operates his office in Peoria, IL and works many states throughout the Midwest conducting private appointments with brokers, speaking at DI training meetings for agencies, and at meetings for “National Association of Insurance and Financial Advisors” representatives.


Main Sales/Processing Office

16325 SW Boones Ferry Rd, Suite 101
Lake Oswego, OR 97035
Phone: 503-636-2112
Toll Free: 877-636-2112
Fax: 503-636-2144
Product/Sales Coaches

Orpha Grimsrud

Orpha GrimsrudOrpha has been in the brokerage end of life/disability insurance for 30 years. (she came in at the age of 12..). She started her career with Western Life and moved to Transamerica Life. While at Western Life she was part of the office which led the country in Disability Income Business. She earned her CLU in 1982 and her ChFC in 1992. In 2006 she came aboard DIBroker and keeps tabs on what's going on with what product.
She understands what the brokers are looking for and can speak their language. She takes the information on a client and looks at the whole picture and then offers something back to the producer that is tailored for them and their client(s).

Tiffiny Schwandt

Tiffiny SchwandtTiffiny comes to us from the valley of the sun, Phoenix, Arizona, where she entered the insurance brokerage world in 1994. Her focus at that time was life insurance, and she became a life case manager, working with Banner Life, Kemper Life and North American Company for Life and Health. In 2002 Tiffiny helped to set up and manage the opening and operations of Cenpro, the central processing office for the NAIM organization, specializing in life case production, coordinating and processing all NAIM members life business primarily with North American Company for Life and Health. In 2005 The Cenpro office relocated out of Phoenix, Arizona and after helping with the transition, Tiffiny turned her attention to the Long Term Care and Individual Disability Brokerage Markets, specializing in Long Term Care.
In September of 2007, Tiffiny relocated to Hillsboro, Oregon and joined the DIBroker team. Tiffiny is here to assist producers in current product knowledge for both Long Term Care and Individual Disability as well as putting together case scenarios to fit their individual clients needs.

Nate Hennessey

Brokerage Sales Reps

Portland Sales Office

Ben Davis

Portland, OR

Ben DavisBen is a disability insurance and long term care product wholesaler at the DIBroker home office in Lake Oswego, OR. With a background in the financial and mortgage markets, he joined the DIBroker team in 2006. Focusing on northwest Oregon, he spends a great deal of time with producers developing cases and assisting newer agents just learning about DI and LTC. He specializes in individually owned DI in group scenarios and business owner products. He is highly involved in the Young Advisors Team, and the NAIFA Portland board. He a happy husband, and the proud father of 3 beautiful children.

Oregon/Hawaii Sales Office

Sheri Weber


Sheri WeberSheri Weber is an independent disability and long term care product wholesaler and is a sales partner with DIBroker. DIBroker is a national brokerage with headquarters in Lake Oswego, Oregon. She joined DIBroker in 2003. In addition to disability brokerage she has specialized in the Long Term Care brokerage market since 1998. Sheri works with producers to train and educate them on how to successfully present and sell individual disability/long term care programs to their personal and business clients. She is an approved moderator for the Life Underwriters Training Council. She is an active member of both the Financial Planners Association of Oregon and SW Washington and the National Association of Insurance and Financial Advisors (NAIFA) - NW Oregon local where she has served as past president.

Seattle Sales Office

Scott Fowler

Bellevue, WA
Phone: 877-636-2112

Scott FowlerScott entered the insurance business in 1992 as an independent agent with Equitable Life of Iowa, where he spent 6 years marketing and selling life and disability insurance to his personal clients. In 1998, Scott was recruited into the DI and long-term care brokerage world, where he remains today. Scott was an integral part in establishing the Disability Brokerage operations of BISYS, the largest insurance brokerage in the nation, and worked as their sales manager prior to opening the Seattle sales office for DIBroker in 2002. As a recognized disability and long-term care specialist, Scott has spoken nationally to companies, sales organizations, associations and independent financial service professionals. Most recently Scott had the privilege of speaking at the 2007 MDRT meeting in Denver. Scott is currently a regional vice president for the Washington Association of Insurance and Financial Advisors, and has served in many leadership positions of his local NAIFA chapter. He resides in Issaquah with his wife and 2 children, and keeps busy playing golf, coaching soccer, and snowboarding.

Salt Lake City, Mountain

Jeff Haber

Sandy, UT
Phone: 801-938-7099

Jeff HaberBorn in Niagara Falls, NY - 13 January 1953, graduated with BSBA in Hotel and Restaurant Management from the University of Denver 1975. Managed restaurants for Charley Browns in Southern CA from July, 1975 through June, 1980 then entered life insurance business as a personal producer in Los Angeles with Sun Life of Canada in July 1980, where he was national rookie of the year. Jeff joined Beneficial Life as a personal producer in Feb, 1994 and worked in Beneficial Life home office from Dec. 1997 through Nov. 2006 as an advanced case specialist and then as manager of the Corporate General Agency. He joined DI Broker in March, 2007 as the marketing rep for UT, ID, CO, southern NV, WY, MT, and ND. Jeff lives in Sandy, UT and is married with 2 children, 6 step-children, and 5 grandchildren with one due in Oct.

Southern California

Paul Sitar

Southern California
Phone: 562-760-1755

Jeff HaberAn alumni of Cal State Long Beach and a veteran search and rescue helicopter mechanic for The United States Coast Guard, Paul has acquired self-discipline and attention to detail. He first entered the business as an independent broker where his passion was developing trusted relationships that help his clients achieve their most important financial goals for their families and businesses. From personal retirement and life, disability, to IRA and annuity rollover planning; he assembled a growing team of experts in the fields of accounting, law, banking, and estate planning. He was then recruited by DIBroker to train and help other insurance agents and financial advisors in creating sound financial plans for their clients in the areas of business insurance and personal income protection, long term care, and critical illness. He serves on the Board of Directors for the National Association of Insurance and Financial Advisors Los Angeles Chapter where he stays current on leading industry knowledge and advocacy. A waterman at heart, Paul enjoys pushing his limits surfing and long distance paddleboarding. On land, he enjoys the great outdoors, golfing and cycling the coast.

Northern California

Iain MacDonald

Northern California
Phone: 877-636-2112

Iain MacDonaldComing Soon...

Dallas Sales Office

Howard Hanger

Plano, Texas
Phone: 877-636-2112

Howard HangerHoward has been an insurance professional for 19 years specializing in Disabililty Income products and solutions. He began his career with the Paul Revere Life Insurance Company in personal production He later joined the brokerage side of Paul Revere and has been serving the DI and LTC needs of his agents and brokers ever since. Most recently, he opened an office for DI Broker in 2004 representing a broad array of DI and LTC companies throughout Texas and the Southwest region. Howard and his family live in Plano, Texas and he enjoys golf, photography, woodworking and is an active licensed private pilot.

Austin Sales Office

Ben Hegerhorst

Austin, Texas
Phone: 512-808-7500

Scott FowlerBen has been in the training industry since 2003. He started as a Mortgage broker as part of a team where his responsibilities were to train and develop relationships with realtors. In early 2012 he joined DI Broker and now specializes in training agents in Individual Disability, Long Term Care and Critical Illness. Ben excels at helping agent 1 on 1 whether it is with case design, Marketing ideas or the sales process he is always there for his agent's needs. If you are looking to get into the Disability, Long Term Care or CI market and have any questions or want any ideas ben would love to help you out.

Colorado Sales Office

Tyler Hessing

Centennial, CO
Toll Free: 877-636-2112

Tyler HessingTyler entered the insurance business in 1993. Covering the Colorado, Arizona and New Mexico area, He holds a B.A. from Drake University in Des Moines, Iowa, is a Registered Health Underwriter (RHU) and a Chartered Life Underwriter (CLU). Since then, Tyler has worked with hundreds of advisors assisting them in designing disability and LTCI solutions for their clients. Additionally, Tyler writes for several local, regional and national publications and has been a guest speaker for various organizations as well as being interviewed on KMGH, the ABC affiliate in Denver. Tyler is active in the Centennial, CO NAIFA chapter serving on the board as President Elect. He is also involved in the Denver Sigma Chi Alumni Chapter. In 2009 Tyler has joined DIBroker selling disability and Long Term Care. Tyler resides in Centennial, Colorado with his wife and three children.

Interested in joining our team of dedicated sales agents? Send us an e-mail at

Eastern U.S.
Western U.S.

Help! Which number should I call?

DIBroker East

100 Miracle Mile, Suite 250
Coral Gables, FL 33134
Phone: 305-448-0100
Toll Free: 800-790-2019
Fax: 305-448-2022

DIBroker West

16325 SW Boones Ferry Rd
Suite 101
Lake Oswego, OR 97035
Phone: 503-636-2112
Toll Free: 877-636-2112
Fax: 503-636-2144

View a complete list of locations

West States call: 877-636-2112

New Mexico

East States call: 800-790-2019

District of Columbia
New Hampshire
New Jersey
New York
North Carolina
North Dakota
Rhode Island
South Carolina
South Dakota
West Virginia