Our Products
Disability Insurance and Long Term Care insurance
DIBroker provides quality disability insurance and long-term care insurance products for people of all walks of life, from blue collar to professionals. Find out what we can do for you and your clients.
Disability Insurance Products
Individual Disability Insurance
Individual Disability Insurance: Non-cancelable and guaranteed renewable disability insurance products to protect the income of your clients.
Retirement Protection
Disability insurance to protect contributions to retirement plans.
Business Overhead Expense Plans
Disability insurance to cover the expenses of a small business.
Buy/Sell Plans
Insurance polices to fund buy-sell agreements in the event of a disability.
Impaired Risk
Disability insurance for individuals with medical issues or other special risk situations.
Athletes
Disability insurance for professional athletes.
Multi Life/List Bill/Simplified Issue
Individual disability plans that typically come with unisex rates and a discount.
Guarantee Issue Plans
Disability insurance without medical underwriting for groups of 10 or more.
Physicians Excess Limits
Disability coverage above ten thousand dollars a month.
Individual/Group Combo
Added disability insurance protection for individuals with group LTD.
Key Person
Disability insurance to protect owners from the loss of a key employee.
High Excess Limits
Additional disability insurance for individuals who have reached the cap of domestic carriers.
Bank Loans
Disability insurance policies that indemnify a bank loan.
Divorce Settlements
Disability insurance policies that are required in divorce settlements.
Long Term Care Products
Individual LTC
Long-term care insurance to protect the assets and to ensure freedom of choice for individuals age 18-80, facilities only and comprehensive plans, and both reimbursement and indemnity plans.
Couples LTC
Long-term care insurance for couples with spousal/partner discounts.
Pay to Age 65 LTC Policies
Long-term care policies that are paid up for life at age 65.
Association/Multi-Life LTC Discounts
These discounts allow groups to buy individual long-term care policies at a discount.
Business and Corporate LTC Plans
Both Tax qualified and Non-qualified products make this the fastest growing segment in the LTC market. Discounts and underwriting concessions may also be available.
Ten Pay LTC Policies
Long-term care policies that are paid up for life in 10 years.
Single Pay Policies
Long-term care policies that are paid up with one payment.